Monday, June 28, 2010

Survey your employees, find out what they really want in a benefits plan.

I have recently been doing surveys of my clients employees. I have been asking a series of questions aimed at determining the areas employees value the most. the ultimate goal is to give teh employer hard data they can use to customize their plan. Dollars can be directed to benefits most appreciated by the employees and away from areas with little value.

Which benefits do you value the most? (1 = highest importance, 5 = lowest importance)
  • Life Insurance
  • Disability Insurance
  • Extended Health Care
  • Dental Care
  • Critical Illness Insurance

Would you be willing to contribute via payroll deductions to a health and dental plan?
  • Yes
  • No

Would you be willing to contribute via payroll deductions, to a health and dental plan if the plan you received was better than if you did not contribute.
  • Yes
  • No

 If the cost of your benefits plan increased, and your employer was unable to pay the additional cost, would you...
  • Reduce benefits to maintain the current cost
  • Maintain benefits at current levels and increase your own contributions

Which Health Care benefits are most important to you? (1 = Highest importance, 4 = lowest importance)
  • Prescription Drug Coverage
  • Professional Services such as Chiropractor and Massage
  • Hospital and Ambulance coverage
  • Vision Care and Eye Exams

Electronic Drug Cards add approximately 15% to the cost of your benefits plan. Is the convenience of a drug card worth the additional cost?
  • Yes
  • No

Would you accept a more basic health and dental plan if you were given a flexible Health Care Spending Account?
  • Yes
  • No

Some of the questions are listed below. For a comprehensive survey of YOUR employee group contact me and I would be happy to provide the survey free of charge.

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